The TEXTAREA tag is used to create a box where the user may type large amounts of text at will. A typical use for TEXTAREA is to ask users to input general comments they may have about a Web site. In addition to having some special attributes, TEXTAREA is a container, so the close-tag is required.
<TEXTAREA name="comments" rows=5 cols=65> </TEXTAREA>
You can insert some text into the textarea as a default, it would go between the open and close tags.
<TEXTAREA name="comments" rows=5 cols=65> Please type here... </TEXTAREA>